Florida 2-15 Insurance License Exam 2025 – 400 Free Practice Questions to Pass the Exam

The answer is rooted in the principle that group life insurance is designed to provide coverage for a collective group of individuals who share a common bond, not limited to the context of their employment or organizational affiliation. In Florida, an eligible group for group life insurance can comprise various formations, including but not limited to businesses, associations, labor unions, and non-profit organizations. The key requirement is that the group must be legitimate, meaning it must exist for a particular purpose beyond merely obtaining insurance.

This flexibility highlights the essential nature of group life policies, which are often more cost-effective and easier to obtain than individual policies, as they spread the risk across a broader membership base. The law does not constrain eligibility strictly to large corporations, non-profits, or government entities—these examples represent only a fraction of possible groups that can secure such insurance. The general acceptance of diverse groups underscores the inclusivity of group life insurance in Florida.